Legal Informations





The health-private-insurance.com site is the exclusive property of SARL Assurances Sans Frontières, (Member of the CSCA, underwriter of Lloyd's Civil Liability and Financial Guarantee insurance N ° RCP V15RDY09PNPM and N ° GFI V15RDZ09PNPM), the only company authorized to use the rights of intellectual property and personal rights relating thereto, in particular trademarks, models, copyright and image rights, as original or by the effect of an express authorization. The Assurances Sans Frontières site is hosted by Online SAS - BP 438 75366 PARIS CEDEX 08 - RCS PARIS B 433 115 904

Access to the site and use of its content are subject to the conditions of use described below. Site managed by : Sejo System
The Intellectual Property Code and, more generally, international treaties and agreements containing provisions relating to the protection of copyright, prohibit, whatever the process used, in whole or in part, the representation or reproduction of our pages , for a use other than private or the modification without the express authorization of the author or his successors in title. Law No. 98-536 of July 1, 1998 relating to databases does not grant any exception for private copying.

Confidentiality and respect for data relating to private life.

In accordance with article 34 of the Data Protection Act N ° 78-17 of January 6, 1978, you have the right to access, rectify and delete personal data concerning you at any time. you can exercise this right by contacting Assurances sans frontières. To fully understand your rights as well as the issues and problems of the Internet in terms of data confidentiality, you can consult the cnil website https://www.cnil.fr

Links to other sites

The health-private-insurance.com site may offer links from its site to other affiliated and non-affiliated sites. These sites are independent, S.A.R.L Assurances Sans Frontières does not edit and does not control these sites. Consequently, S.A.R.L Assurances Sans Frontières cannot be held responsible for their content, their products, their advertising or any elements or services presented on these sites. Affiliated and non-affiliated sites are subject to their own conditions of use and protection of personal data.

1. Presentation of the site.

In accordance with the European Data Protection Regulation (RGPD UE 2016/679) You can consult your data via the form www.formulaire.fr/formulaire (previous email 1/4) and assert your rights of rectification, opposition, portability and / or deletion. For any complaint concerning the exercise of your rights, you can send us an email to the address dpo@mon- entreprise.fr or call us on 01 02 03 04 05 or contact the CNIL cnil.fr

Under Article 6 of Law No. 2004-575 of June 21, 2004 on confidence in the digital economy, users of the site www.health-private-insurance.com are informed of the identity of the various stakeholders within the framework of its implementation and monitoring:

Propriétaire : SARL Assurances sans Fontières – 500 bd Brougham 06400 Cannes
Creator : SARL SEJO SYSTEM
Publication manager : SARL Assurances sans Fontières
The publication manager is a natural person or a legal person.
Webmaster : SEJO SYSTEM - 500 bd Lord Brougham - 06400 CANNES - RCS CANNES 540 096 492
Host : Online SAS - BP 438 - 75366 Paris CEDEX 08 - RCS Paris B 433 115 904

2. General conditions of use of the site and the services offered.

The use of the site www.health-private-insurance.com implies the full acceptance of the general conditions of use described below. These conditions of use may be modified or supplemented at any time, users of the site www.health-private-insurance.com are therefore invited to consult them on a regular basis.

This site is normally accessible to users at any time. However, an interruption due to technical maintenance may be decided by Assurances sans Fontières, which will then endeavor to communicate to users beforehand the dates and times of the intervention.

The www.health-private-insurance.com site is updated regularly by Assurances Sans Fontières. Likewise, the legal notices can be modified at any time: they are nevertheless binding on the user, who is invited to refer to them as often as possible in order to become acquainted with them.

3. Description of the services provided.

The www.health-private-insurance.com site aims to provide information on all of the company's activities.

Assurances sans Fontières strives to provide on the site www.health-private-insurance.com < / a> information as precise as possible. However, it cannot be held responsible for omissions, inaccuracies and deficiencies in the update, whether by itself or by third party partners who provide it with this information.

All the information indicated on the site www.health-private-insurance.com are given as an indication, and are likely to evolve. Furthermore, the information on the site www.health-private-insurance.com is not not exhaustive. They are given subject to modifications having been made since they were put online.

4. Contractual limitations on technical data.

The site uses JavaScript technology.

The website cannot be held responsible for material damage related to the use of the site. In addition, the user of the site agrees to access the site using recent equipment, which does not contain viruses and with an up-to-date latest generation browser

5. Intellectual property and counterfeits.

Assurances sans Fontières owns the intellectual property rights or holds the rights of use on all the elements accessible on the site, in particular the texts, images, graphics, logo, icons, sounds, software.

Any reproduction, representation, modification, publication, adaptation of all or part of the elements of the site, whatever the means or process used, is prohibited without the prior written authorization of: Assurances sans Fontières.

Any unauthorized use of the site or any of the elements it contains will be considered as constituting an infringement and prosecuted in accordance with the provisions of articles L.335-2 and following of the Intellectual Property Code. / p>

6. Limitations of Liability.

Assurances sans Fontières cannot be held responsible for direct or indirect damage caused to the user's equipment when accessing the site www.health-private-insurance.com, and resulting either from the use of non-compliant equipment. not to the specifications indicated in point 4, either the appearance of a bug or an incompatibility.

Assurances sans Fontières cannot also be held liable for indirect damage (such as for example a loss of market or loss of opportunity) resulting from the use of the site www.health-private-insurance.com .

Interactive spaces (possibility to ask questions in the contact area) are available to users. Assurances sans Fontières reserves the right to remove, without prior notice, any content posted in this space that contravenes the law applicable in France, in particular the provisions relating to data protection. Where applicable, Assurances sans Fontières also reserves the right to question the civil and / or criminal liability of the user, in particular in the event of a racist, abusive, defamatory or pornographic message, whatever the medium used. (text, photography…).

7. Management of personal data.

In France, personal data is protected in particular by law n ° 78-87 of January 6, 1978, law n ° 2004-801 of August 6, 2004, article L. 226-13 of the Penal Code and the European Directive of October 24, 1995.

When using the site www.health-private-insurance.com , can be collected: the URL of the links through which the user accessed the site www.health-private-insurance.com , the user's access provider, the user's Internet Protocol (IP) address.

In any event, Assurances sans Fontières only collects personal information about the user for the needs of certain services offered by the site www.health-private-insurance.com . The user provides this information with full knowledge of the facts, in particular when he enters it himself. It is then specified to the user of the site www.health-private-insurance.com l 'obligation or not to provide this information.

In accordance with the provisions of articles 38 and following of the law 78-17 of January 6, 1978 relating to data processing, files and freedoms, any user has a right of access, rectification and opposition to personal data concerning him, by making his written and signed request, accompanied by a copy of the identity document with signature of the holder of the document, specifying the address to which the reply must be sent.

No personal information about the user of the site www.health-private-insurance.com is published without the user's knowledge, exchanged, transferred, assigned or sold on any medium whatsoever to third parties. Only the assumption of the repurchase of Assurances sans Fontières and its rights would allow the transmission of such information to the possible purchaser who would in turn be bound by the same obligation to store and modify data with regard to the user of the site www.health-private-insurance.com .

The databases are protected by the provisions of the law of July 1, 1998 transposing directive 96/9 of March 11, 1996 on the legal protection of databases.

8. Hypertext links and cookies.

The www.health-private-insurance.com site contains a number of links hypertext to other sites, set up with the authorization of Assurances sans Fontières. However, Assurances sans Fontières does not have the possibility of verifying the content of the sites thus visited, and therefore assumes no liability for this fact.

Navigation on the www.health-private-insurance.com site is likely to cause the installation of cookie (s) on the user's computer. A cookie is a small file, which does not allow the user to be identified, but which records information relating to the navigation of a computer on a site. The data thus obtained are intended to facilitate subsequent navigation on the site, and are also intended to allow various measures of attendance.

Refusing to install a cookie may make it impossible to access certain services. The user can however configure his computer as follows, to refuse the installation of cookies:

In Internet Explorer: tool tab (pictogram in the shape of a cog at the top right) / internet options. Click on Privacy and choose Block all cookies. Validate on Ok.

In Firefox: at the top of the browser window, click on the Firefox button, then go to the Options tab. Click on the Privacy tab. Configure the Conservation rules on: use personalized parameters for history. Finally, uncheck it to disable cookies.

In Safari: Click at the top right of the browser on the menu pictogram (symbolized by a cog). Select Settings. Click Show advanced settings. In the "Confidentiality" section, click on Content settings. In the "Cookies" section, you can block cookies.

Under Chrome: Click at the top right of the browser on the menu pictogram (symbolized by three horizontal lines). Select Settings. Click Show advanced settings. In the "Confidentiality" section, click on preferences. In the "Confidentiality" tab, you can block cookies.

9. Applicable law and attribution of jurisdiction.

Any dispute relating to the use of the site www.health-private-insurance.com is subject to French law. Exclusive jurisdiction is attributed to the competent courts of Paris.

10. The main laws concerned.

Law n ° 78-17 of January 6, 1978, notably modified by law n ° 2004-801 of August 6, 2004 relating to data processing, files and freedoms.

Law n ° 2004-575 of June 21, 2004 for confidence in the digital economy.

11. Lexicon.

User: Internet user connecting, using the aforementioned site.

Personal information: "information which allows, in any form whatsoever, directly or indirectly, the identification of the natural persons to whom they apply" (article 4 of law n ° 78-17 of January 6, 1978 ).

Assurances Sans Frontières- Société de Courtage d'Assurances
SARL au capital de 45000€
N° ORIAS 09 048 664
500 Bd Lord Brougham
06400 Cannes
https://www.health-private-insurance.com
RCS Cannes 509989398
Company governed by the Insurance Code under the Prudential Control and Resolution Authority - 61 rue Taitbout 75436 Paris cedex 09 www.acpr.banque-france.fr - Tel: + (33) 01 49 95 40 00
Assurances Sans Frontières operates in accordance with the provisions of Article L 520-1 II b or c of the Insurance Code Member of CSCA
Lloyd's Civil Liability and Financial Guarantee insurance policyholder RCP N ° V15RDY09PNPM and GFI N ° V15RDZ09PNPM
Complaints Department: Assurances Sans Frontières, 500 Bd Lord Brougham. 06400 Cannes. Phone: 09 50 06 53 50
If our complaints service does not give you satisfaction, you can contact the CSCA mediator by simple mail to:
Insurance Mediation. Pole CSCA .TSA 50110.75441 Paris Cedex 09
Adresse Mail: le.mediateur@mediation-assurance.or - Adresse du site internet :www.mediation-assurance.org



S.A.R.L Assurances Sans Frontières
N. Orias : 09 048 664 voir www.orias.fr
500 bd Lord Brougham - 06400 CANNES
SIRET 509 989 398 000 11
Member of the CSCA, underwriter of Lloyd's Civil Liability and Financial Guarantee insurance N ° RCP V15RDY09PNPM and N ° GFI V15RDZ09PNPM. Financial guarantees and professional liability insurance in accordance with Articles L 530-1 and L 530 -2 of the Insurance Code.

The «health-private-insurance.com» website has been designed to keep the public updated on the Assurances Sans Frontières and to provide information on the various products and services proposed by Assurances Sans Frontières.
These general terms set out the terms governing use of the «health-private-insurance.com» website and the various proposed services by Users.

Use of or access to the «health-private-insurance.com» website and the proposed services implies unconditional acceptance without reservation of these general terms of use.

Mr Eric MAUMY is the Publishing Director of the «health-private-insurance.com» website.
The Publisher of the «health-private-insurance.com» website is: Assurances Sans Frontières.

Assurances Sans Frontières is a a French limited company incorporated as a "société anonyme" with share capital of EUR 16,416,584 euros, registered with the Lyon Trade and Companies Registry under number 377 994 553 an insurance intermediary registered with ORIAS (French Register of Insurance Intermediaries) under number 07 019 355 (www.orias.fr) registered office: Assurances Sans Frontières 500 bd Brougham - 06400 Cannes
The «health-private-insurance.com» website is hosted by Assurances Sans Frontières

Definitions

Password / Username
Shall mean the confidential information, that Users must keep secret, which, when used together, allows Users to prove their identity and access customer-only areas.

User
Shall mean any person using one of the Services proposed by the Website.

Services / Offers
Shall mean the various services and commercial offers proposed by Assurances Sans Frontières on the «health-private-insurance.com» website, as set out in Clause VI (Information on the Services proposed).

Website
Shall mean the website through which Users access the information and Services proposed by Assurances Sans Frontières.

Companies
Shall mean Assurances Sans Frontières trading companies proposing their services and offers on the «health-private-insurance.com» website. A list of these companies is set out at the end of these general terms of use.

Protection of personal data

The regulations governing the protection of personal data may vary from one company to another. Consequently, these regulations are described in a paragraph specific to each Company.

Username and Password

The Username and Password are strictly personal and confidential. Users are responsible for keeping them safe and secure and should not disclose them to any other person. Failing this, Users shall be liable for the consequences of the disclosure of their Username or Password or their use by third parties.
Assurances Sans Frontières may not be held liable for any consequences of a fraudulent or abusive use of the Username or Password.

Use of the Username and the unique Password at the same time constitutes proof of the User's identity and the User's consent to the processing of the transaction.
Information registered within Assurances Sans Frontières' IT system also constitutes proof of the said transactions, vis-à-vis both Assurances Sans Frontières and the User.

Access to Products and Services on the «health-private-insurance.com» website

The Services and various Offers proposed by Assurances Sans Frontières may be consulted free of charge (excluding connection costs) by any User with Internet access. Any and all costs incurred in order to access the Services and the Offers, including hardware, software and Internet access costs, shall be borne exclusively by Users, who shall be solely responsible for ensuring that their IT equipment and Internet access work properly.

Certain Services and Offers proposed on the "health-private-insurance.com" website may be reserved to Users who already hold a policy with one of the Assurances Sans Frontières, after logging in using their Username and Password.

Assurances Sans Frontières reserves the right to refuse access to all or part of the Services and Offers, unilaterally and with no prior notice, to any User failing to comply with these general terms of use.

Where Users are asked to provide information, they undertake to provide accurate and up-to-date information.

Users undertake not to copy, modify or alter and not to attempt to copy, modify or alter in any manner whatsoever the content or the programming of the pages of the website through which the proposed Services and Offers can be accessed and used.

Users undertake to comply with any and all applicable regulations in the country in which they use the Services, and, in particular, undertake not to submit any defamatory or offensive, infringing, unlawful, inaccurate or falsified document, data or information that is contrary to public policy or is immoral or that has an adverse effect on the technical operation of the Websites or the Services.

Assurances Sans Frontières reserves the right to decline any request for access to the Services and/or the Offers proposed on the "health-private-insurance.com" website that is clearly contrary to public policy or is immoral and to bring legal proceedings against any User acting in such a way as to potentially breach these terms or the laws or regulations in force.

Description of the Customer Access

For the Assurances Sans Frontières offering this Service, this Service allows Users to access their personal data relating to the management of their policies. By logging in to this area, Users can perform certain operations online and can, in particular, modify their personal data.

Personal data

The personal data presented in the « Customer Access » was provided to the Companies by Users when they took out their insurance policy or during the term of the policy.
The Companies also use any and all information provided by Users via the « Customer Access » to register their requests for changes.

« E-commerce and Products Service »

For the Assurances Sans Frontières offering this Service, this Service allows Users to view insurance offers proposed by Assurances Sans Frontières and, in certain circumstances, to buy some of the insurance policies offered directly online.
Users must be 18 years of age or older to take out insurance policies proposed by companies of the Assurances Sans Frontières Group.

Information on the Services and products

Information available on the Website is provided for general information purposes only and should not be treated as advice. The information presented is not in any way exhaustive. Despite updates to the content of the Website, Assurances Sans Frontières and the Assurances Sans Frontières cannot be held liable for any changes in administrative or legal provisions occurring after publication. The User, whatever their place of residence, is considered to have visited the Website of their own accord to learn about the products and services offered there. Simulations presented on the Website are designed to give Users a rough estimate only. Assurances Sans Frontières reserve the right to modify and update this information, and the content of commercial offers, at any time and without prior notice.

Terms and conditions governing contact with an insurance intermediary/getting a quote/buying insurance online

When Users ask for a quote or buy insurance on the Website, they are asked to fill in a questionnaire containing personal data required for the processing of their application. The provision of this personal data is compulsory; without it, their applications cannot be examined. This data is also required to enable the User's position to be assessed and to calculate the relevant charges. Insurance policies may be taken out on the basis of the information provided in the questionnaire where Users agree thereto. Accordingly, Users must ensure that they answer the questions honestly and accurately as in the event that incorrect information is given or information is withheld, the compensation payable could be reduced or cancelled under French insurance law.

Buying insurance online

In order to take out insurance online, Users must follow the instructions given at each step of the application process. Each step must be confirmed by Users in order to proceed to the next step. During the process, Users may at any time correct the information given by returning to the previous steps using the link provided. Once the process is complete, Users will receive a confirmation email at the email address provided during the buying process confirming that the insurance policy has been registered by the relevant Assurances Sans Frontières Company. This email contains a link granting access to all of the information relating to the User's insurance policy, stored in a secure database that can be accessed from the « Customer Access ».

Right to cancel the insurance and procedure

The regulations and procedures governing the right to cancel may vary from one Company to another. Consequently, these regulations are described in a paragraph specific to each Company. (See section XVIII and following of these general terms of use).

Accessibility

The «health-private-insurance.com» website may be accessed 24 hours a day, 7 days a week. However, Assurances Sans Frontières reserves the right to close down or prevent access to all or part of the Website, in particular for maintenance purposes or pursuant to a court order and in the event of force majeure. Assurances Sans Frontières may not, under any circumstances, be held liable for any non-availability of the Website or the Services or for any total or partial interruption to the viewing of the pages of the Website. Users are responsible for checking that they have the tools and means of electronic communication, access rights given by Assurances Sans Frontières and the skills required for access to the Website and the Services.

Property

The Website and the various pages of the Website allowing access to the proposed Services and any elements making up the Website and their pages and/or used for the operation of the proposed Services, in particular photographs, images, animation, software, interfaces, trademarks, logos, text, drawings, icons and illustrations (hereinafter referred to as the "Data") are protected worldwide under industrial and intellectual property laws.
As a general rule, access to the Website and the proposed Services does not grant Users any rights in relation to the intellectual property rights in the Data, which remain the exclusive property of Assurances Sans Frontières or, where applicable, third party right holders.
Users are authorised to copy pages of the Website solely for their personal information and for strictly private use. In all other cases, Users are not authorised to copy, reproduce, display, modify, translate, create by-products from or distribute all or part of the Data or exploit or use it in any other manner other than for the purposes of the Service used.
Any unauthorised or unlawful use of the Data may incur the User's civil and criminal liability under the laws in force.

Database

The proposed Services may use databases bringing together information relating to the data provided by users (hereinafter the « Database »).
These Databases are the exclusive property of the Companies.
In accordance with French law, Users of the Services undertake not to infringe Assurances Sans Frontières's intellectual property rights in the Database and undertake, in particular, not to perform any substantial or regular extraction of the data and not to use the data other than for strictly private and non-commercial purposes.
Users undertake not to access the content of the Database other than via the relevant Service and in accordance with the terms and conditions governing the relevant Service.

Limitation of Liability

Assurances Sans Frontières gives no warranty in relation to hypertext links allowing Users to access third party websites and does not in any way undertake to check these links or the content of the relevant third party websites. The inclusion of a link to a third party website shall not imply any endorsement by Assurances Sans Frontières of the third party website or the products and services that may be proposed on such websites. Accordingly, Assurances Sans Frontières disclaims all liability as regards the content or privacy policy of such third party websites.

Given the technical problems that can be encountered with the Internet network, Assurances Sans Frontières cannot warrant that there will be no disruption to the proposed Services and shall not be liable for any interruptions, suspensions, malfunctioning or bugs affecting the Services or for the alteration, destruction or loss of data provided by Users. Users also acknowledge that the Service may be interrupted for maintenance.

Furthermore, Assurances Sans Frontières cannot be held liable for any problems accessing or using the Services arising from the malfunctioning or unavailability of the Websites through which Users access the proposed Services where these websites are under the responsibility of an entity other than Assurances Sans Frontières.

Assurances Sans Frontières reserves the right to temporarily or permanently modify or suspend all or part of the proposed Services, at any time and with no requirement to inform Users. Assurances Sans Frontières may not be held liable to Users or third parties in the event that the proposed Services are modified, suspended or shut down.

Assurances Sans Frontières and the Assurances Sans Frontières shall not be liable for any direct or indirect loss of any kind arising from the content and/or use of the Website and/or the proposed Services or from access thereto, including, in particular but without prejudice to the generality of the foregoing, any operating losses, loss of programmes or data, any damage to or virus that may infect the IT equipment or any other property of Users of the Website or the Services.

Force majeure

Assurances Sans Frontières and the Assurances Sans Frontières shall not be liable for any loss, damage or harm arising from a force majeure event, as defined by the French courts.

Amendments to the terms of use of the Website and the Services

Assurances Sans Frontières reserves the right to amend all or part of the terms of use governing the Website or the proposed Services, at any time and with no requirement to inform Users.
Amendments shall take effect from the date they are published online.
Accordingly, Users are personally responsible for regularly reviewing the terms and conditions hereof. By continuing to use the proposed Services, Users automatically agree to any amendments made hereto.

Evidence

It is expressly agreed that any data, information, files and any other digital evidence exchanged between Users and Assurances Sans Frontières or stored by Assurances Sans Frontières, in particular in its databases or on its servers, shall constitute admissible, valid and binding evidence having the same probative value as a private agreement.
Users undertake not to challenge the admissibility, validity, binding nature or probative value of the above-mentioned electronic evidence or evidence in an electronic format, on account of the fact that it is « electronic ». Unless proved otherwise, this evidence shall be valid and binding in the same manner, on the same terms and with the same probative value as any document drawn up, executed or stored on paper.

Language

Any inconsistency between the French version of this Website and versions in other languages shall be resolved solely by reference to the French version.

Severability

In the event that one or more of the provisions of these terms of use is considered to be invalid or held to be invalid under a law, regulations or a final court order issued by a court having jurisdiction, the other provisions shall remain in full force and effect.

Applicable law

These terms of use governing the Website and the proposed Services are governed by French law. Any dispute relating to the interpretation or performance of these terms of use or the performance of the proposed Services shall be referred to the court having jurisdiction in Lyon, France.

Protection of personal data

The «health-private-insurance.com» website and the electronic processing of personal data arising from this Website have been declared to the CNIL, (the French data protection authority) by Assurances Sans Frontières France. Assurances Sans Frontières France uses the information provided to them by Users for the provision of the Services proposed on the Website, as set out in Clause VII (Information on the Services and Offers) and, where Users have agreed thereto, to provide Users with information on the various insurance policies and services marketed by the Assurances Sans Frontières Group and partners of Assurances Sans Frontières Care France. Users may object at any time to the commercial use of their data by sending a letter to the address shown below or by replying to any email sent.

Contact form:
When Users ask to be put in contact with a partner insurance intermediary using the « Callback » or « Get a quote » form, Users authorise Assurances Sans Frontières Care France to pass on to the insurance consultant the information provided so as to enable contact to be made with Users to finalise their application.

Use of User email addresses:
For existing Assurances Sans Frontières Care France customers, the email address that they provided when they submitted their application or used to send emails to Assurances Sans Frontières Care France is liable to be retained and used by Assurances Sans Frontières Care France at a later date to propose services and commercial offers to Users.
For Users who are not yet Assurances Sans Frontières Care France customers, the company will ask for their consent prior to using their email address for commercial purposes.

Right of access and correction:
Pursuant to French Data Protection and Freedom of Information legislation No. 78-17 of 6 January 1978 and EU Directive 95/46/EC of 24 October 1995 on the protection of personal data and privacy, Users are entitled to have access to their personal data held by Assurances Sans Frontières Care France for the purpose of the Services proposed on the Website and to have such data modified, corrected or deleted. In order to exercise these rights, Users should write to Assurances Sans Frontières - 500 bd Brougham - 06400 - France, specifying their postal address and enclosing a copy of proof of identity.

Username and Password

If the Username or Password is lost or forgotten, Users should contact the Assurances Sans Frontières Care France customer service department by emailing (asf@a-s-f.fr) or calling +339 500 653 50. A reminder will then be emailed to them.

Right to cancel the insurance and procedure

In accordance with the French rules in force on distance selling, Users are entitled to cancel their insurance by letter sent by registered post with acknowledgement of receipt to Assurances Sans Frontières Care France at the address shown in the general policy terms and conditions provided when the policy was taken out, within fourteen (14) days of the date on which the insurance was taken out.
The policy will cease to apply on the date on which the cancellation letter is received and any premiums already paid will be refunded, other than those corresponding to the period of cover up until cancellation.
Users wishing to cancel their insurance in this way may use the following template:
« I, the undersigned, Mr/Mrs/Ms/Miss........................................ (first name, surname, address) hereby inform you that I wish to cancel my insurance policy "……………………….. (name of the policy) " No...............................(customer number shown on the insurance certificate or in the special terms and conditions) that I purchased online on ........................................
Signed in ……… on ……….… signature ……… »
In the event that any payments have already been made under a policy, it cannot be cancelled in this way.

Please note: Certain policies have a thirty (30) day cancellation period. Please check the general terms and conditions of the policy.

Marketing

We will not use your information or pass it on to any other person for the purposes of marketing further products or services to you unless you have consented to this.

Fraud Prevention and Detection

In order to prevent or detect fraud and money laundering we may check your details with various fraud prevention agencies, who may record a search. Searches may also be made against other insurers' databases. If fraud is suspected, information will be shared with those insurers. Other users of the fraud prevention agencies may use this information in their own decision making processes.

Automated Decisions

We may use automated tools with decision making to assess your application for insurance and for claims handling processes. If you object to an automated decision, we may not be able to offer you an insurance quotation.

How to Contact Us

Please contact us if you have any questions about our privacy policy or the information we hold about you:

Assurances Sans Frontières SARL
500 bd Brougham
06400
Cannes
France

Tel: +339 500 653 50
Email: asf@a-s-f.fr